Right now, as you read this book, someone in the suburb or city where you live is closing a property deal that will make more profit in one lump sum than you’ll earn from your job over the next 12 months. And if you’re worried about the effects (or after-effects) of the global financial crisis, let me reassure you that more money is made as economies recover from downturns than at any other time in the economic cycle. This is because during the gloom assets are oversold to the point that values become artificially low. Once the economic climate improves, values bounce back, and those who took action at the right time become substantially richer.